Rather than picking individual stocks such as Tesla or Apple, index funds are a way to buy the whole market, across all sectors and regions of the world.
Essentially, you own a small portion of thousands of companies throughout the world.
Your investments are diversified, low-risk, and best suited for the long term.
We know that starting to invest is tough. Defining your portfolio, choosing a broker, figuring out taxes... we've been through it.
We built Curvo to take all these complexities away, so that you don't have to worry.
We don't believe in chasing the market. Instead, we understand passive investing is the time-tested way to grow your savings.
Diversified and with no unnecessary risks.
No manual trading required. All buying and selling is handled for you, and your portfolio is kept in balance.
We're with you long-term and throughout your investment journey.
We need to be better prepared financially. Our state-funded pension systems are under increasing pressure due to changing demographics.
And unfortunately, our political leaders are not doing what is necessary to prevent a pension crisis.
Inflation has been above interest rates since 2008. This means that every year, your savings lose some of their value.
Yes, you effectively lose money if you keep all your savings in a savings account!
You have to define your portfolio, find a broker, figure how taxes work… We've been through this ourselves and realised that acquiring this knowledge and skillset take a lot of time, perseverance and a certain confidence in your own capacity for making good decisions.
The finance world is intimidating, filled with jargon and full of people who want to separate you from your money.
We’re Thomas & Yoran 👋
We’ve been putting money away for a long time. Like everyone else, we kept our money in a savings account. Yet every year, the low returns were disappointing us. The money was just sitting there, so there had to be a better way.
We asked our bank, scoured the web, searched far and wide but we couldn’t find what we were looking for: a way to make money from our savings.
Instead, all we found was jargon, complicated financial “solutions”, horrible stock photos of old men in suits and clunky apps. No thanks. We didn’t feel that they offered a product built for us and our generation.
That’s why we started Curvo. We know we’re not alone.
We partnered with NNEK, a Dutch investment firm, to manage your investments.
Your portfolio consists only of funds offered by Vanguard and BlackRock.
NNEK is authorised by the Belgian financial regulator (FSMA) and is licensed by the Dutch regulator (AFM).