The width of the primary logo should not scale down below 25mm in print and 75px on screen.


When necessary, the secondary logo without the curves can be used. For instance, when the tone needs to be more serious, when the background is too busy…


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Prefer these combinations for the logo, text and main brand declinations. On white or colored backgrounds, the logo and text should be charcoal. They should be white on dark backgrounds.



Curvo uses Basis Grotesque. The typographic scale is at

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An investment in knowledge pays the best interest.Benjamin Franklin

The pension crisis is actually just a crisis of the financing of pensions. There is simply not enough money in Belgium to continue to pay the rising pension burden.



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We're building a better way of saving money

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We're building a better way of saving money

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We're building a better way of saving money

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We're building a better way of saving money

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Meet us and like-minded people

We created the meetups to start a community around personal finance. By educating and empowering others to reach their goals, we aim to improve the financial well-being of ourselves and those around us.

We are doing this by sharing experiences and knowledge with like-minded individuals in a fun, no-pressure environment… maybe even over a drink. In short, meeting, mingling and learning is what we're about.

We meet at least once a quarter and discuss all topics related to personal finance: financial independence, investing, saving, budgeting, preparation for pension, taxes...

We hope to see you soon at one of the meetups!

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Hi 👋

We’re Thomas & Yoran. We’ve been putting money away for a long time. Like everyone else, we keep our money in a savings account. Yet every year, the low returns are disappointing us. The money is sitting there, so there has to be a better way.

We asked our bank, scoured the web, searched far and wide but we couldn’t find what we were looking for: a way to make money from our savings. Instead all we found was jargon, complicated financial “solutions”, horrible stock photos of old men in suits and clunky apps. No thanks. We didn’t feel that they offered a product built for us and our generation.

That’s why we started Curvo. We know we’re not alone.

Why Curvo?

Our generation is facing a scary financial future

We need to be better prepared financially. Our state-funded pension systems are under increasing pressure due to changing demographics. And unfortunately, our political leaders are not doing what is necessary to prevent a pension crisis.

Savings accounts are not sufficient

Inflation has been above interest rates since 2008. This means that every year, your savings lose some of their value. Yes, you effectively lose money if you keep all your savings in a savings account!

Investing is hard

You have to define your portfolio, find a broker, figure how taxes work,… We've been through this ourselves and realized that acquiring this knowledge and skills takes a lot of time, perseverance and a certain confidence in your own capacity for taking good decisions. The finance world is intimidating, filled with jargon and full of people who want to separate you from your money.

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Interview with ex-hedge fund manager Lars Kroijer

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The best thing about Belgian pension saving is that it comes with a tax break of 25% or 30%, depending on the contributed amount.

What is the red zone?

Imagine that you have opted for the higher tax ceiling and that you are depositing €1,000. Then you will receive a tax deduction of €250 instead of the €297 reduction for the lower ceiling of €990. Because as soon as you deposit 1 euro more than 990 euro, the tax reduction falls from 30% to 25% for the entire amount saved. In other words, a loss of €47. From the amount of €1,188 onwards, that loss will be eliminated. It is therefore not recommended to contribute between €991 and €1,188, which is indicated by the red zone in the chart. It is up to you to decide whether the higher capital accrual takes precedence over the lower tax benefit.

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