Can't decide between
Curvo and Keytrade Bank?
See how we compare

Screenshot of the Curvo app
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    Get the portfolio that achieves your goals

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    Pick from thousands of stocks, ETFs, bonds, and options, no guidance on what suits your goals or risk profile.

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    Your portfolio is tax-optimised for Belgium

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    Accumulating ETF? Distributing? Registered in Belgium? You have to become a fiscal expert to avoid costly mistakes

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    Automated monthly investing

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    Keyplan automates investing but charges fund fees of 1.51–2.30%

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    Fractional shares means all your money is at work

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    You can only buy whole units of shares, the rest of your money sits idle

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    Straightforward app (cause we think good investing should be simple)

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    Complicated app filled with noise and irrelevant information (unless you're a trader)

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    Pricing aligned to your success (we earn more only when you earn more)

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    Transaction fees from €5.95 per trade eat into your returns, especially painful for regular monthly investors

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    Visualise how your wealth will grow over time

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    No idea if you’re on track to reach your goal

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    You use Curvo to reach your financial goals

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    You use Keytrade Bank to trade

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Curvo exists because investing through Keytrade Bank is a slog

Adopt the best saving habits without effort

Saving is easy when it's automated. Set up your monthly plan and get peace of mind that your money is working for you.

Good investing starts with a plan

Picking stocks or the latest thematic ETF is fun, but it's hard to be successful without a strategy.

Invest in a sensible plan tailored to you and your goals, and set yourself up for long-term success.

Get a better return on your time

Don't waste energy figuring out what stocks to buy and when to sell. Start your investment plan and spend your free time on the things that matter most to you.

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Made possible by passive investing

Rather than picking individual stocks like Tesla or Apple, passive investing is a way to buy the whole stock market, across all sectors and regions. Essentially, you own a small part of thousands of companies throughout the world.

Passive investing is rational: decisions aren't based on feelings and emotions. It's done through low-cost index funds, that are designed to grow your savings for the long term.

Photo of Curvo member Charlotte Oloton without background

Complexity isn't a feature

Not an overloaded app with useless features, but limited to the essentials: your portfolio and top it up. Great, that's all it needs to be!

Charlotte O.

Curvo member since 2022

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What about the difference in price?

Curvo charges between 0.6% and 1% annually on your total investments. Keytrade Bank charges a transaction fee starting from €2.45 per trade on Euronext, plus a €1–€3 handling fee per ETF transaction. For regular investors making small monthly contributions, these per-trade fees add up quickly and eat into your returns.

So what do you get for that?

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    Your time back

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    Hours spent researching

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    Investing done right

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    Easy to make expensive mistakes

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    Portfolio built for your goals

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    You're on your own

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    Chat to a human

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    Call or email support with a bank

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Yet, Curvo isn't for you if you're a
trader.

Curvo is not for everyone. In fact, someone thought our app looked like a toy. We took it as a compliment because we think simplicity is a feature.

If you're a trader who enjoys analysing candlestick charts and reading quarterly earning reports, then Curvo is not for you.

In that case, a broker like Keytrade Bank can be an option. But make sure to also consider the other brokers in Belgium.

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Photo of Curvo member Charlotte Oloton

Join Charlotte and many others
who choose Curvo over Keytrade Bank

Download Curvo