Keytrade was built for investors who buy once.
Curvo is built for investors who buy every month.

Screenshot of the Curvo app
Screenshot of the Keytrade Bank broker app
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    Get the portfolio that achieves your goals

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    Pick from thousands of stocks, ETFs, bonds, and options, without guidance on what best suits your goals

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    Your portfolio is tax-optimised for Belgium

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    Accumulating ETF? Distributing? Registered in Belgium? You have to become a fiscal expert to avoid costly mistakes.

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    Automated monthly investing

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    Keyplan automates investing but charges fund fees of 1.51% to 2.30%

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    Fractional shares mean all your money is at work

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    You can only buy whole units of shares, the rest of your money sits idle

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    You don't choose what you invest in

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    Large selection of hundreds of ETFs and stocks

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    Straightforward app (cause we think good investing should be simple)

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    Complicated app built for traders

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    Pricing aligned to your success (we earn more only when you earn more)

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    Transaction fees eat into your returns, especially painful for regular monthly investors

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    Visualise how your wealth will grow over time

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    No idea if you’re on track to reach your goal

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Curvo is built for people who want investing to run itself

Adopt the best saving habits without effort

Saving is easy when it's automated. Set up your monthly plan and get peace of mind that your money is working for you.

Good investing starts with a plan

Picking stocks or the latest thematic ETF is fun, but a strategy beats a hot pick over 20 years.

Invest in a sensible plan tailored to you and your goals, and set yourself up for long-term success.

Get a better return on your time

Don't waste energy figuring out what stocks to buy and when to sell. Start your investment plan and spend your free time on the things that matter most to you.

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Made possible by passive investing

Rather than picking individual stocks like Tesla or Apple, passive investing is a way to buy the whole stock market, across all sectors and regions. Essentially, you own a small part of thousands of companies throughout the world.

Passive investing is rational: decisions aren't based on feelings and emotions. It's done through low-cost index funds, that are designed to grow your savings for the long term.

Photo of Curvo member Charlotte Oloton without background

Complexity isn't a feature

Not an overloaded app with useless features, but limited to the essentials: your portfolio and top it up. Great, that's all it needs to be!

Charlotte O.

Curvo member since 2022

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What about the difference in price?

Curvo's 0.6–1% annual fee covers the portfolio choice, automatic rebalancing, and helping you grow your long-term wealth. Keytrade Bank charges a transaction fee starting from €2.45 per trade on Euronext. If you're happy picking your own ETFs and you're not investing often, Keytrade can be cheaper. For regular investors making small monthly contributions, these per-trade fees add up quickly and eat into your returns.

So what do you get for that?

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    Your time back

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    Hours spent researching

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    Investing done right

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    Easy to make expensive mistakes

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    Portfolio built for your goals

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    You're on your own

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    Chat to a human

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    Call or email support with a bank

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Yet, Curvo isn't for you if you're a
trader.

Curvo is not for everyone. In fact, someone thought our app looked like a toy. We took it as a compliment because we think simplicity is a feature.

If you want to manage your portfolio of ETFs yourself, Curvo isn't for you. In that case, a broker like Keytrade Bank is an option. Make sure to also consider the other brokers in Belgium.

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Photo of Curvo member Charlotte Oloton

Join Charlotte and many others
who choose Curvo over Keytrade Bank

Download Curvo