

Get the portfolio that achieves your goals
Figure out your portfolio yourself from thousands of ETFs, stocks and bonds
Your portfolio is tax-optimised for Belgium
Accumulating ETF? Distributing? Registered in Belgium? You have to become a fiscal expert to avoid costly mistakes. And Trade Republic doesn't handle any taxes for you.
Automated monthly investing
Free savings plans, but you still have to pick your own ETFs and handle all taxes yourself
Straightforward app (cause we think good investing should be simple)
Slick app designed for trading, but investing for the long term requires more than a trading app
Pricing aligned to your success (we earn more only when you earn more)
Cheap pricing but payment for order flow means worse prices on every trade
Visualise how your wealth will grow over time
No idea if you’re on track to reach your goal
You use Curvo to reach your financial goals
You use Trade Republic to trade
Saving is easy when it's automated. Set up your monthly plan and get peace of mind that your money is working for you.
Picking stocks or the latest thematic ETF is fun, but it's hard to be successful without a strategy.
Invest in a sensible plan tailored to you and your goals, and set yourself up for long-term success.
Don't waste energy figuring out what stocks to buy and when to sell. Start your investment plan and spend your free time on the things that matter most to you.
Rather than picking individual stocks like Tesla or Apple, passive investing is a way to buy the whole stock market, across all sectors and regions. Essentially, you own a small part of thousands of companies throughout the world.
Passive investing is rational: decisions aren't based on feelings and emotions. It's done through low-cost index funds, that are designed to grow your savings for the long term.

Complexity isn't a feature
Not an overloaded app with useless features, but limited to the essentials: your portfolio and top it up. Great, that's all it needs to be!
Trade Republic advertises commission-free trading, but there's a hidden cost: payment for order flow. Your orders are routed through Lang & Schwarz Exchange, where Trade Republic receives payments from market makers that result in worse execution prices for you. Our fees are between 0.6% and 1% annually on your total investments. No hidden costs.

Your time back
Hours spent researching
Investing done right
Easy to make expensive mistakes
Portfolio built for your goals
You're on your own
Chat to a human
Email-only support with automated bot responses
Yet, Curvo isn't for you if you're a
trader.
Curvo is not for everyone. In fact, someone thought our app looked like a toy. We took it as a compliment because we think simplicity is a feature.
If you're a trader who enjoys analysing candlestick charts and reading quarterly earning reports, then Curvo is not for you.
In that case, a broker like Trade Republic can be an option. But make sure to also consider the other brokers in Belgium.