Trade Republic was built for trading.
Curvo gives you an investment plan.

Screenshot of the Curvo app
Screenshot of Trade Republic
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    Get the portfolio that achieves your goals

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    Figure out your portfolio yourself from thousands of ETFs, stocks and bonds

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    Your portfolio is tax-optimised for Belgium

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    Accumulating ETF? Distributing? Registered in Belgium? You have to become a fiscal expert to avoid costly mistakes.

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    We send you step-by-step instructions for all taxes and admin tasks

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    Trade Republic sends you faulty tax reports

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    Straightforward app (cause we think good investing should be simple)

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    Slick app designed for trading

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    You don't choose what you invest in

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    Large selection of hundreds of ETFs and stocks

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    Visualise how your wealth will grow over time

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    No tracking against your goal

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Curvo is built for people who want investing to run itself

Adopt the best saving habits without effort

Saving is easy when it's automated. Set up your monthly plan and get peace of mind that your money is working for you.

Good investing starts with a plan

Picking stocks or the latest thematic ETF is fun, but a strategy beats a hot pick over 20 years.

Invest in a sensible plan tailored to you and your goals, and set yourself up for long-term success.

Get a better return on your time

Don't waste energy figuring out what stocks to buy and when to sell. Start your investment plan and spend your free time on the things that matter most to you.

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Made possible by passive investing

Rather than picking individual stocks like Tesla or Apple, passive investing is a way to buy the whole stock market, across all sectors and regions. Essentially, you own a small part of thousands of companies throughout the world.

Passive investing is rational: decisions aren't based on feelings and emotions. It's done through low-cost index funds, that are designed to grow your savings for the long term.

Photo of Curvo member Charlotte Oloton without background

Complexity isn't a feature

Not an overloaded app with useless features, but limited to the essentials: your portfolio and top it up. Great, that's all it needs to be!

Charlotte O.

Curvo member since 2022

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What about the difference in price?

If you're comfortable picking your own ETFs and handling Belgian tax forms yourself, Trade Republic will be cheaper in pure fees. Our 0.6%–1% fee covers the portfolio choice, automatic rebalancing, and helping you grow your long-term wealth.

So what do you get for it?

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    Your time back

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    Hours spent researching

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    Investing done right

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    Easy to make expensive mistakes

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    Portfolio built for your goals

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    You're on your own

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    Chat to a human

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    Email-only support with automated bot responses

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Yet, Curvo isn't for you if you're a
trader.

Curvo is not for everyone. In fact, someone thought our app looked like a toy. We took it as a compliment because we think simplicity is a feature.

If you're a trader who enjoys analysing candlestick charts and reading quarterly earning reports, then Curvo is not for you.

Trade Republic offers very low transaction costs and access to fractional shares across thousands of instruments. For investors who know which ETFs they want and are happy filing their own tax forms, that's genuinely useful. In that case, make sure to also consider the other brokers in Belgium.

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Photo of Curvo member Charlotte Oloton

Join Charlotte and many others
who choose Curvo over Trade Republic

Download Curvo