Can't decide between
Curvo and MeDirect?
See how we compare

Screenshot of the Curvo app
  • Check icon

    Get the portfolio that achieves your goals

    Warning icon

    Figure out your portfolio yourself from ETFs, mutual funds, stocks and bonds

  • Check icon

    Your portfolio is tax-optimised for Belgium

    Warning icon

    Accumulating ETF? Distributing? Registered in Belgium? You have to become a fiscal expert to avoid costly mistakes

  • Check icon

    Automated monthly investing

    Warning icon

    "Periodic investing" where you have to manually send the money

  • Check icon

    Fractional shares means all your money is at work

    Warning icon

    You can only buy whole units of shares, the rest of your money sits idle

  • Check icon

    Straightforward app (cause we think good investing should be simple)

    Warning icon

    Complicated app filled with noise and irrelevant information (unless you're a trader)

  • Check icon

    Pricing aligned to your success (we earn more only when you earn more)

    Warning icon

    "Free" ETF investing sounds great, but if the product is free, you are the product

  • Check icon

    Visualise how your wealth will grow over time

    Warning icon

    No idea if you’re on track to reach your goal

  • Check icon

    You use Curvo to reach your financial goals

    Warning icon

    You use MeDirect to trade

separator

Curvo exists because "free" investing through MeDirect has a hidden cost

Adopt the best saving habits without effort

Saving is easy when it's automated. Set up your monthly plan and get peace of mind that your money is working for you.

Good investing starts with a plan

Picking stocks or the latest thematic ETF is fun, but it's hard to be successful without a strategy.

Invest in a sensible plan tailored to you and your goals, and set yourself up for long-term success.

Get a better return on your time

Don't waste energy figuring out what stocks to buy and when to sell. Start your investment plan and spend your free time on the things that matter most to you.

separator

Made possible by passive investing

Rather than picking individual stocks like Tesla or Apple, passive investing is a way to buy the whole stock market, across all sectors and regions. Essentially, you own a small part of thousands of companies throughout the world.

Passive investing is rational: decisions aren't based on feelings and emotions. It's done through low-cost index funds, that are designed to grow your savings for the long term.

Photo of Curvo member Charlotte Oloton without background

Complexity isn't a feature

Not an overloaded app with useless features, but limited to the essentials: your portfolio and top it up. Great, that's all it needs to be!

Charlotte O.

Curvo member since 2022

separator

What about the difference in price?

MeDirect offers "free" ETF investing, but there's no such thing as a free lunch. They make money through commissions from mutual fund managers, fees on stocks and bonds, and their managed portfolio service MeManaged (which charges 1.3% per year). When the product is free, you are the product. Our fees are between 0.6% and 1% annually on your total investments, and we're fully transparent about them.

So what do you get for that?

  • Check icon

    Your time back

    Warning icon

    Hours spent researching

  • Check icon

    Investing done right

    Warning icon

    Easy to make expensive mistakes

  • Check icon

    Portfolio built for your goals

    Warning icon

    You're on your own

  • Check icon

    Chat to a human

    Warning icon

    Call or email a bank

separator

Yet, Curvo isn't for you if you're a
trader.

Curvo is not for everyone. In fact, someone thought our app looked like a toy. We took it as a compliment because we think simplicity is a feature.

If you're a trader who enjoys analysing candlestick charts and reading quarterly earning reports, then Curvo is not for you.

In that case, a platform like MeDirect can be an option. But make sure to also consider the other brokers in Belgium.

separator
Photo of Curvo member Charlotte Oloton

Join Charlotte and many others who choose Curvo over MeDirect

Download Curvo