Don't save for your children. Invest for them.

Put in a little each month. Give it time. It adds up.

A little now becomes a lot later

Why investing early for your children makes sense

Time is their superpower

An 18-year horizon, really a whole lifetime, is exactly what compounding needs most. No adult investor gets to start this early.

Compounding does the heavy lifting

You add a little each month. Growth earns its own growth, year after year, long after you stop paying attention to it.

Starting early beats catching up

A euro invested at birth works far harder than one invested at 18. Waiting is the real cost.

They learn by watching

Children who grow up around investing pick up money habits that last a lifetime, without a single lecture.

How to invest for your child with Curvo

Curvo waves pointing to the top and right

Invest on auto-pilot

Set an amount the day you're paid, and Curvo invests it every month automatically. You never have to think about it again.

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Every euro is put to use

Fractional shares and no transaction fees mean nothing sits idle. All of it is invested and working from day one.

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It stays your account, and your call

You keep full control and decide when to hand it over. No locked-in junior-account rules, no surprises at 18.

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Both parents can follow along

Share view access with the other parent, and they can follow the portfolio right alongside you. One account, both of you watching it grow.

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Questions parents ask

Can I open an account in my child's name?

You invest through your own Curvo account, earmarked for your child. It's simpler than a junior account, and it means you stay in full control. You decide how much, how long, and when to hand it over.

How do I give them the money later?

You gift it to them. Because the account is in your name, you decide when to hand it over. Gift tax for children is low in Belgium (3% in Flanders and Brussels, 3.3% in Wallonia), and much lower than the inheritance tax they would pay if the money reached them through your estate instead. You can arrange the gift through a notary, or do it yourself at your local municipality.

What if I need the money sooner?

Because it's your account, the money is never locked away. You can pause, adjust, or withdraw whenever life needs it, though the longer it stays invested, the more time works for you.

Can my child view their portfolio?

Yes. As long as they have an itsme account, they can log in and follow their portfolio themselves.

Can I invest for more than one child?

Yes. You can run a separate portfolio for each child inside your Curvo account, so every child's pot grows and is tracked on its own.