What school never taught you about money.

We never got lessons on money or personal finance at school. This is our attempt to fill that gap for you.

New to investing? Start with our guide →

ETF investing

What ETFs are, how to choose them, and how they grow your wealth.

67 articles →

Best ETFs

Our pick of the best ETFs by region, theme and asset class.

32 articles →

Brokers

Reviews of every broker available in Belgium.

78 articles →

Taxes

Everything you need to know: the TOB, foreign accounts, capital gains tax...

22 articles →

Retirement & FIRE

How to think about retirement, from "pensioensparen" to retiring early.

19 articles →

Personal finance

The fundamentals: saving, inflation, and getting comfortable with risk.

24 articles →

Glossary

Plain-English definitions of the terms every investor stumbles over.

8 articles →

ETF investing

What ETFs are, how to choose them, and how they grow your wealth.

67 articles

Accumulating vs distributing ETFs: a complete guide for Italians

6 minutes

Accumulating vs distributing ETFs: which for Belgians?

6 minutes

Beginner's guide to index investing

27 minutes

Ben Felix answers questions from European investors

32 minutes

Building Ray Dalio's "All Weather" ETF portfolio in Europe

6 minutes

Buying an ETF: on which stock exchange?

5 minutes

Buying stocks in Belgium: a simple guide for beginners

7 minutes

Comparing BEL 20 vs MSCI World and others: why you should diversify

7 minutes

DCA vs lump sum: which is best?

7 minutes

ETF checklist for Belgians: what to look out for

9 minutes

ETF investing for beginners in Belgium (2026)

7 minutes

ETF investing on Tradegate: what you need to know

6 minutes

ETF vs mutual fund: the differences you need to know

8 minutes

ETFs vs stocks: which is better for you?

9 minutes

ETN vs ETF: is there a difference for Belgians?

8 minutes

How risky (or not) are ETFs?

14 minutes

How to build a diversified portfolio of ETFs

16 minutes

How to buy a Bitcoin ETF in Belgium

7 minutes

How to buy IWDA in Belgium

6 minutes

How to buy Vanguard funds in Belgium

13 minutes

How to buy Vanguard funds in Italy

6 minutes

How to DCA with ETFs in Belgium (dollar-cost average)

6 minutes

How to invest for your child in Belgium

8 minutes

How to invest in ETFs for your child in Belgium

5 minutes

How to invest in ETFs in France

15 minutes

How to invest in ETFs in Italy

9 minutes

How to invest in ETFs in the Netherlands

16 minutes

How to invest in index funds in Italy

8 minutes

How to invest in stocks in Belgium

8 minutes

How to invest in the BEL 20

9 minutes

How to invest in the Nasdaq-100 in Belgium

6 minutes

How to invest in the S&P 500 in Belgium

7 minutes

How to invest in the S&P 500 in Italy

7 minutes

How to invest in the stock market in Belgium

12 minutes

How to invest like a Boglehead in Belgium

10 minutes

How to invest like a Boglehead in Italy

8 minutes

How to invest your money in Belgium

18 minutes

How to leverage the power of periodic investing

6 minutes

IMIE review: a good ETF for Belgian investors?

7 minutes

IMIE vs IWDA: which should you choose?

9 minutes

Index funds vs ETFs: the differences for Belgian investors

9 minutes

Investing for beginners: where to start as a Belgian

20 minutes

Investing in funds in Belgium: a beginner’s guide

16 minutes

IWDA review: a good ETF for Belgian investors?

8 minutes

IWDA vs SWDA

4 minutes

MSCI ACWI vs MSCI World: which should you choose?

7 minutes

MSCI World vs S&P 500: which should you choose?

7 minutes

Passive investing: why it beats active investing

17 minutes

Physical vs synthetic ETFs

5 minutes

Should Belgians buy VWRL?

6 minutes

Smart ETF investing with "Hangmatbelegger" author Yoran (and Curvo co-founder)

8 minutes

Staying invested for life: Yoran on his second book

10 minutes

SWRD vs IWDA: which should you choose?

10 minutes

The average return of ETFs: what you can expect

6 minutes

The average return of stocks: what you can expect

8 minutes

The costs of an ETF: what you need to know

4 minutes

The guide to ETF investing in Belgium 2026

14 minutes

The importance of regularly rebalancing your ETF portfolio

6 minutes

The pros and cons of sustainable investing in Belgium

5 minutes

Tips for the Belgian investor with Tim Nijsmans

21 minutes

Understand your portfolio of ETFs with Backtest

7 minutes

VGLA review: the cheapest world ETF for Belgians?

7 minutes

VWCE vs IWDA: which is better for you?

16 minutes

Why "VWCE and chill" isn't for everyone

8 minutes

Why a buy-and-hold strategy works best when investing

5 minutes

Why passive investing beats active investing with Lars Kroijer

14 minutes

Why simple investing is good investing

7 minutes

Best ETFs

Our pick of the best ETFs by region, theme and asset class.

32 articles

Best artificial intelligence (AI) ETFs for Belgians 2026

8 minutes

Best bond ETFs for Belgians in 2026

9 minutes

Best China ETFs for Belgians in 2026

8 minutes

Best defence ETFs in 2026

8 minutes

Best dividend ETFs for Belgians in 2026

8 minutes

Best emerging markets ETFs for Belgians 2026

9 minutes

Best ETF savings plans in Belgium 2026

7 minutes

Best ETFs for beginners in Belgium 2026

11 minutes

Best ETFs for Belgians 2026

15 minutes

Best ETFs on Bolero in 2026

6 minutes

Best ETFs on MeDirect in 2026

6 minutes

Best Europe ETFs for Belgians in 2026

7 minutes

Best gold ETFs for Belgians in 2026

8 minutes

Best halal ETFs for Belgian investors

6 minutes

Best investments in Belgium in 2026

9 minutes

Best iShares ETFs for Belgians in 2026

8 minutes

Best MSCI World ETFs for Belgians 2026

7 minutes

Best Nasdaq-100 ETFs for Belgians

6 minutes

Best real estate ETFs for Belgians in 2026

9 minutes

Best S&P 500 ETFs for Belgians 2026

15 minutes

Best S&P 500 ETFs for Italians 2026

8 minutes

Best small-cap ETFs for Belgians in 2026

8 minutes

Best sustainable ETFs for Belgians in 2026

11 minutes

Best tips for Belgian ETF investors

11 minutes

Best Vanguard ETFs in 2026

12 minutes

Best water ETFs for Belgians in 2026

7 minutes

Best world ETFs for Belgians 2026

6 minutes

How to invest in Bitcoin in Belgium

9 minutes

How to invest in gold in Belgium

9 minutes

Index investing vs buying a house for Belgians

6 minutes

Index investing vs renting out real-estate for Belgians

12 minutes

Investing in gold: why it may not be sensible

5 minutes

Brokers

Reviews of every broker available in Belgium.

78 articles

Alternatives to Moneyfarm

8 minutes

Alternatives to Wealthfront in Belgium

8 minutes

Alternatives to Wealthfront in Italy

7 minutes

Alternatives to Wealthsimple in Europe

7 minutes

Automated investing with DEGIRO: how it works

9 minutes

Belfius Re=Bel review: read this before you start

9 minutes

Belfius Re=Bel vs Bolero

8 minutes

Best banks in Belgium for investing in 2026

6 minutes

Best brokers in Belgium for beginners

8 minutes

Best brokers in Belgium for ETFs

15 minutes

Best investment apps in Belgium 2026

12 minutes

Best robo-advisors in Belgium 2026

8 minutes

Best robo-advisors in Italy 2026

9 minutes

Birdee is closed: best alternatives

5 minutes

Bolero review: read this before you start

11 minutes

Bolero vs eToro

8 minutes

Bolero vs Keytrade

12 minutes

Bolero vs MeDirect in 2026

8 minutes

Bolero vs MEXEM

8 minutes

Bolero vs Saxo Bank

8 minutes

BUX review: read this before you start

11 minutes

BUX vs DEGIRO

8 minutes

BUX vs Trade Republic

7 minutes

Cheapest broker in Belgium for ETFs (2026)

9 minutes

Curvo review: what others say about our app

5 minutes

DEGIRO core selection of ETFs: all you need to know

14 minutes

DEGIRO costs for ETFs clearly explained

9 minutes

DEGIRO review: read this before you start

11 minutes

DEGIRO vs Bolero in 2026

8 minutes

DEGIRO vs Saxo Bank

8 minutes

Directa review: read this before you start

8 minutes

Directa vs DEGIRO

6 minutes

Easybroker review: read this before you start

8 minutes

eToro review: read this before you start

11 minutes

eToro vs DEGIRO

8 minutes

eToro vs Saxo Bank

8 minutes

eToro vs Trade Republic

7 minutes

Fineco review: read this before you start

8 minutes

ING Self Invest review: read this before you start

9 minutes

ING Self Invest vs Bolero

7 minutes

Interactive Brokers review: read this before you start

8 minutes

Interactive Brokers vs DEGIRO

12 minutes

Investing with Trade Republic: how much does it cost?

7 minutes

Keytrade broker review: read this before you start

11 minutes

Keytrade Keyplan review: read this before you start

11 minutes

Keytrade Keyprivate review: read this before you start

9 minutes

Keytrade vs DEGIRO

8 minutes

Lightyear review: read this before you start

6 minutes

LYNX review: read this before you start

9 minutes

LYNX vs Bolero

8 minutes

LYNX vs DEGIRO

8 minutes

LYNX vs Interactive Brokers

8 minutes

LYNX vs MEXEM

8 minutes

MeDirect MeManaged review: read this before you start

9 minutes

MeDirect review: read this before you start

10 minutes

MeDirect vs Saxo Bank in 2026

8 minutes

MEXEM review: read this before you start

9 minutes

MEXEM vs DEGIRO

8 minutes

N26 for ETF investing: read this before you start

8 minutes

Payment for order flow (PFOF): what it is and why it's controversial

4 minutes

Review of KBC's spare change investing: is rounding up worth it? (2026)

6 minutes

Revolut ETF investing: read this before you start

8 minutes

Revolut Robo-Advisor: the right choice for Belgians?

11 minutes

Robinhood in Belgium: what are the alternatives?

12 minutes

Robinhood in Italy: what are the alternatives?

11 minutes

Saxo Bank review: read this before you start

9 minutes

Saxo Bank vs Interactive Brokers

8 minutes

Saxo Bank vs Keytrade

8 minutes

Saxo Bank vs LYNX

8 minutes

Saxo Bank vs MEXEM

8 minutes

Scalable Capital review: read this before you start

8 minutes

Trade Republic review: read this before you start

10 minutes

Trade Republic vs DEGIRO

8 minutes

Trade Republic vs Interactive Brokers

7 minutes

Trade Republic vs Revolut

7 minutes

Trading 212 review: read this before you start

8 minutes

Trading 212 vs DEGIRO

7 minutes

XTB review: read this before you start

16 minutes

Taxes

Everything you need to know: the TOB, foreign accounts, capital gains tax...

22 articles

Declaring the TOB: the complete guide (tax on stock exchange transactions)

14 minutes

DEGIRO tax return for Italy: all you need to know

7 minutes

How to declare the closing of your foreign account as a Belgian

4 minutes

How to declare your BUX account to the Belgian authorities

9 minutes

How to declare your DEGIRO account to the Belgian authorities

9 minutes

How to declare your foreign account to the Belgian authorities

9 minutes

How to declare your Interactive Brokers account to the Belgian authorities

6 minutes

How to declare your LYNX account to the Belgian authorities

9 minutes

How to declare your MEXEM account to the Belgian authorities

9 minutes

How to declare your Revolut account to the Belgian authorities

5 minutes

How to declare your Trade Republic account to the Belgian authorities

9 minutes

Investor's guide to the Belgian capital gains tax

17 minutes

Reynders tax: all you need to know for your investments

9 minutes

Should you declare your Binance account to the Belgian authorities

9 minutes

Should you declare your Bitvavo account to the Belgian authorities

9 minutes

Should you declare your Coinbase account to the Belgian authorities

9 minutes

Taxation of Belgian pension saving: what you should know

8 minutes

Taxation of crypto in Belgium: how it works

4 minutes

Taxes for Belgian investors: what you need to know (2026)

7 minutes

Taxes Italian investors should know about

7 minutes

The Belgian dividend tax for ETFs: what you need to know

4 minutes

TOB: what you need to know for your investments (tax on stock exchange transactions)

13 minutes

Retirement & FIRE

How to think about retirement, from "pensioensparen" to retiring early.

19 articles

401(k): is there an equivalent in Belgium?

14 minutes

401(k): is there an equivalent in Italy?

12 minutes

Belgian pension saving in 2026: what you need to know

11 minutes

Best Belgian pension saving funds in 2026

5 minutes

Downsides of branch 23 funds: what can you do?

7 minutes

ETFs vs Belgian pension saving: which gives a better retirement

13 minutes

Financial independence: the guide to FIRE in Italy

5 minutes

How Belgian freelancers can retire on their own terms

15 minutes

How much to invest for your pension in Belgium

24 minutes

How much will my Belgian pension be?

4 minutes

How to FIRE in Belgium (Financial Independence Retire Early)

10 minutes

How to reach financial freedom in Belgium

8 minutes

I have a state pension plan that my employer is contributing to. Do I really need to set one up separately?

5 minutes

PEA (plan d'épargne en actions) in Belgium

6 minutes

Pension saving with Argenta: is it worth it?

10 minutes

Pension saving with KBC: is it worth it?

11 minutes

Roth IRA: is there an equivalent in Belgium?

13 minutes

Roth IRA: is there an equivalent in Italy?

10 minutes

Surviving the Belgian pension crisis with Mark Scholliers

15 minutes

Personal finance

The fundamentals: saving, inflation, and getting comfortable with risk.

24 articles

Best books to start investing for Belgians

7 minutes

Best investing podcasts for Belgians

4 minutes

Best savings accounts in Belgium 2026: a comparison

10 minutes

Best savings accounts in Belgium for your child 2026

8 minutes

Emergency fund: how big should yours be, and what it costs

19 minutes

How much should I be saving as a 29-year-old?

5 minutes

How much should I invest every month?

6 minutes

How much should I save with Curvo?

6 minutes

How to buy the Belgian state bond (and should you)

6 minutes

How to get rich with 100 euros

7 minutes

How to invest €100,000 in Belgium

7 minutes

How to invest with a small budget

8 minutes

How to open a savings account for your child in Belgium

6 minutes

I want to invest but I’m worried about losing my money

6 minutes

Impact of inflation in Belgium: how to protect your savings

6 minutes

Is now a good time to invest? Why starting today usually wins

7 minutes

Review of "Personal finance met Thomas Guenter"

3 minutes

Review of Trade Republic savings account for Belgians: read this before you start

6 minutes

Saving or investing: which is better for your money?

10 minutes

The risks of investing, and which are worth taking

14 minutes

Thomas Guenter on ETFs and personal finance

7 minutes

Why good investing always comes with risk

6 minutes

Why you should invest, and when you shouldn't

19 minutes

Why you should passively invest your savings

4 minutes

Glossary

Plain-English definitions of the terms every investor stumbles over.

8 articles

Hangmatbeleggen: what is it and how to start?

9 minutes

S&P 500 index explained for Belgians

13 minutes

What are fractional shares?

4 minutes

What are trackers?

4 minutes

What is a broker?

3 minutes

What is an ETF? A simple guide for Belgian investors

4 minutes

What is compound interest and why it's important

5 minutes

What is the MSCI World index and how to invest in it?

6 minutes

Skip the stack of tabs. Let Curvo do the investing.

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